Tomorrow, April 21, at 08.00 CET, Crunchfish will publish its Annual Report for 2022. At 10.30
CET, a webinar in Swedish about the report will be hosted on Zoom, where Crunchfish CEO
Joachim Samuelsson will be interviewed.

Annual Report webinar
In the 2022 Annual Report webinar Crunchfish CEO Joachim Samuelsson will be interviewed by Johan Widmark, Equity Analyst at Emergers. The webinar will be in Swedish. Please register using this link.

The audience may ask questions using the chat forum. A recording of the webinar will be made available afterwards on Crunchfish’s as well as Emergers websites.

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

The information was provided by the contact person above for publication on 20 April 2023 at 18:55 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com

Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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Crunchfish participated at the Digital Euro Conference as a panellist in the CBDC technological choices session. In the recorded panel, Crunchfish CEO Joachim Samuelsson highlighted the importance for CBDCs to have survivability in the face of temporary failures on links and backend servers.

On March 31st, Crunchfish participated at the inaugural Digital Euro Conference in Frankfurt as an exhibitor and as a panelist in the session CBDC technological choices. 

Crunchfish CEO Joachim Samuelsson highlighted in the panel the importance for CBDCs to have survivability in the face of temporary failures on links and backend servers. The panel had representation from the Central Bank of Hungary, IBM and Ripple and was moderated by Tamara Schmidt, Executive Director of the Digital Euro Association. 

Here is a recap of the conference and a link to a recording. The panel with participation by Crunchfish starts at 02.53.00. 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

The information was provided by the contact person above for publication on 18 April 2023 at 15:40 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com

Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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Crunchfish have today extended the Memorandum of Understanding with Socio for a potential financing of Crunchfish. Socio still intend to make an initial direct equity investment into Crunchfish for three million shares on market-based terms and conditions.

Crunchfish signed an MOU with Socio ApS to become part of a mobile telecom partnership for Africa in November 2022. The MOU included an intention from Socio ApS to make an initial direct equity investment into Crunchfish for three million shares on market-based terms and conditions by February 2023. Due to delays for Socio to get access to their financing, the investment into Crunchfish has not been completed.

The MOU signed in November 2023 expires March 31^st for such investment and Crunchfish and Socio have today extended the MOU on the same terms to May 21^st. This is the day before Crunchfish’s annual meeting when the mandate to the board in Crunchfish to direct shares to an external party from last year’s annual meeting expiries.

For more information, please contact:
Joachim Samuelsson, CEO of Crunchfish AB
+46 708 46 47 88
joachim.samuelsson@crunchfish.com

The information was provided by the contact person above for publication on 31 March 2023 at 10:15 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com
Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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Crunchfish participate today at Digital Euro Conference in Frankfurt as an exhibitor and as a panelist in the session on CBDC Technological choices where Crunchfish CEO Joachim Samuelsson will explain why Crunchfish Digital Cash is so suitable for CBDCs. Attendance online is free of charge.

Crunchfish participate today at Digital Euro Conference in Frankfurt as an exhibitor and as a panelist in the session CBDC Technological choices at 11.20 am CET / 14.50 IST. Crunchfish CEO Joachim Samuelsson will highlight the importance of Crunchfish Digital Cash for CBDCs to have survivability in the face of temporary failures on links and nodes. The panel has representation from the Central Bank of Hungary, IBM and Ripple and will be moderated by Tamara Schmidt, Executive Director of the Digital Euro Association. Registration online is free.

For more information, please contact:
Joachim Samuelsson, CEO of Crunchfish AB
+46 708 46 47 88
joachim.samuelsson@crunchfish.com

The information was provided by the contact person above for publication on 31 March 2023 at 08:00 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com
Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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Crunchfish Digital Cash AB (“Crunchfish”) have received an International Preliminary Report on Patentability (IPRP) in Chapter II of the Patent Cooperation Treaty (PCT) for a key Digital Cash patent application PCT/SE2022/050090 with a focus on transfer of Digital Cash between a mobile communication device and a smart card, indicating that all claims 1 – 20 are deemed patentable. This patent extends Crunchfish extensive patent portfolio to also support payment cards.

This is especially important in CBDC implementations as cards as a bearer instrument is important to ensure financial inclusion. The innovation Crunchfish brings is that cards can be topped-up and used much easier. By simply tapping a card on a mobile the user may top-up the balance on the card or alternatively pay to an offline wallet on the mobile. This patent also support privacy as the main claim is focused on just debiting and crediting a balance on the card and the mobile.

Crunchfish showcased this functionality as a finalist in RBI’s first global HaRBInger Hackathon last year. The product Digital Cash non-mobiles was discussed in a webinar last year and here is a demo video showing the patented use case. 

The patent has priority from a provisional patent application filed in January 2021. The next step is to enter the phase of national phase before July 2023 when Crunchfish must decide which markets to protect this important intellectual property. A patent if granted is valid until January 2041, 20 years from the original filing date.

”Extremely happy that this innovation was also deemed patentable. For financial and digital inclusion, the use of cards and wearables is required and important in any CBDC implementation. This protects in offline mode to top up a card from a mobile as well as paying Digital Cash on the card to a mobile or mPOS. Crunchfish patent portfolio is increasing and allows us to roll-out Digital Cash from a protected position.”, says Joachim Samuelsson, CEO Crunchfish AB.

For more information, please contact:
Joachim Samuelsson, CEO of Crunchfish AB
+46 708 46 47 88
joachim.samuelsson@crunchfish.com

This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication on 30 March 2023 at 08:00 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com
Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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Crunchfish has yesterday submitted a Swedish patent for a method to establish and use an anonymous and robust Trusted Applications. The innovation applies to digital applications in general and specifically to payments and Central Bank Digital Currency (CBDC) implementations where privacy is a key feature. If the patent is granted the patent protection is valid for 20 years from the date of filing.

As cash is increasingly displaced, there is an ever-growing need for digital payment alternatives that preserve the properties of cash. Offline payments in CBDC implementations are now viewed as a key functionality, not just from a system resilience perspective but also for the ability to allow payers to continue to be private. The innovation makes Digital Cash more similar to cash by allowing the user to set up a completely anonymous wallet that is recognized as legit to use the payment service.

Crunchfish has applied for a Swedish patent with application number 2350365-9 for setting up and using an anonymous trusted application, executable in a secure execution environment on a host device. It is applicable in any type of digital service to request a service remotely or communicate locally, including CBDC implementations to ensure privacy. In case of payment applications this allows setting up a Digital Cash Trusted Application for offline as well as online transactions without any Know Your Customer (KYC) requirements.

“Privacy is important for many digital applications, not the least within payments. Leveraging Crunchfish’s patent-pending Trusted Application Protocol (TAP) that makes applications trusted, secure and robust this innovation allows users to onboard and use a digital service anonymously, which is a key feature for CBDC implementations to ensure privacy”, says Joachim Samuelsson, CEO of Crunchfish.

For more information, please contact:
Joachim Samuelsson, CEO of Crunchfish AB
+46 708 46 47 88
joachim.samuelsson@crunchfish.com

This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication on 30 March 2023 at 00:01 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish – crunchfish.com
Crunchfish is a deep tech company developing a Digital Cash platform for Banks, Payment Services and CBDC implementations and Gesture Interaction technology for AR/VR and automotive industry. Crunchfish is listed on Nasdaq First North Growth Market since 2016, with headquarters in Malmö, Sweden and with a subsidiary in India.

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